Veterans Crisis Line:Dial 988, then press 1Text 838255

Family benefits

18 ways to go to college with little or no tuition

Many cover all tuition. Some have caps or income and school rules, so check each card.

Yes, military spouses and veteran families can get free or low-cost school and training. For spouses, the SpouseWorks Scholarship (the new name for MyCAA) gives up to $4,000 toward a license, certification or associate degree, Onward to Opportunity (O2O) offers free career training and certification prep, and Hiring Our Heroes Amplify runs free two-day career workshops. Children and spouses of disabled or fallen veterans can get tuition waivers at public colleges in states like Texas, California, Illinois and Florida, and 14 colleges offer free or full tuition to any family under an income limit. This page lists 47 options in all, each linked to its official page.

Veteran and military family benefits come first, then college pledges open to any family under an income limit. This page is separate from our veteran training programs and isn't part of the program finder or counts.

Last verified Oct 2026. Every item was checked on its official page. Amounts, rules and dates change, so always confirm on the official page before you apply.

Veteran and military family benefits

For spouses and children of veterans and service members. State waivers need residency in that state.

Texas Hazlewood Act (including Legacy for children)

Texas Veterans Commission

Who's eligible / income limit
No income limit. Texas veterans can pass unused hours to one child at a time (Texas resident, age 25 or younger). Spouses and children of veterans rated 100% service-connected, unemployable, KIA, MIA or who died of service causes may get their own hours.
What it covers
Full tuition and most fees at Texas public colleges, up to 150 credit hours. Not books or living costs.
Deadline
Apply through your college before its deadline.
Official page for Texas Hazlewood Act (including Legacy for children) →

California College Fee Waiver for Veteran Dependents

California Department of Veterans Affairs (CalVet)

Who's eligible / income limit
Children, spouses and surviving spouses of veterans with service-connected disability or death, under Plans A–D. Plan A has no income limit (a child must be under 27); Plan B has a yearly income limit for the child ($22,941 for 2026–27).
What it covers
Waives all mandatory system-wide tuition and fees at California Community Colleges, CSU and UC. Not books, parking or housing.
Deadline
See the CalVet page for how to apply.
Official page for California College Fee Waiver for Veteran Dependents →

Illinois Deceased, Disabled and MIA/POW Veterans' Dependents Scholarship

Illinois Department of Veterans' Affairs

Who's eligible / income limit
No income limit. Spouse or child of a veteran who is MIA, a POW, died on active duty, is 100% service-connected disabled, or died of a service-connected disability (Illinois residency rules apply).
What it covers
Full tuition and mandatory fees at Illinois state-supported colleges and universities, up to the equal of 4 years.
Deadline
None listed; the benefit expires 12 years after you enroll.
Official page for Illinois Deceased, Disabled and MIA/POW Veterans' Dependents Scholarship →

Florida Scholarships for Children and Spouses of Deceased or Disabled Veterans (CSDDV)

Florida Department of Education

Who's eligible / income limit
No income limit. Dependent children (ages 16–22) and certain spouses of Florida veterans who died of service causes, are 100% permanently and totally disabled, or are POW/MIA.
What it covers
Full tuition and required fees at Florida public colleges (at least 6 credit hours a term). Private schools get a smaller fixed award.
Deadline
Florida Financial Aid Application by April 1, 2027 for fall 2027 priority.
Official page for Florida Scholarships for Children and Spouses of Deceased or Disabled Veterans (CSDDV) →

Income-based college aid, open to any family

No military connection needed. You must be admitted, and most require the FAFSA and often the CSS Profile. “Typical assets” and other rules apply.

UChicago free tuition guarantee

University of Chicago

Who's eligible / income limit
Income under $250,000 (typical assets), or first in the family to attend college. Starts Autumn 2027.
What it covers
Free tuition. Under $125,000: tuition, fees, standard housing and meals.
Deadline
Checked in the first year only; follow UChicago's aid deadlines.
Official page for UChicago free tuition guarantee →

Princeton aid

Princeton University

Who's eligible / income limit
Most families earning up to $250,000 (assets under $175,000 in Princeton's chart).
What it covers
No tuition. Up to $150,000: full cost, including tuition, housing, food, books and personal costs. All grants, no loans.
Deadline
Follow Princeton's aid deadlines.
Official page for Princeton aid →

Opportunity Vanderbilt

Vanderbilt University

Who's eligible / income limit
Household income $200,000 or less with typical assets.
What it covers
Full tuition, often more for incomes under $200K. No loans. Pell Grants, state scholarships and outside tuition benefits, including VA education benefits, count toward the full-tuition pledge (Vanderbilt admissions FAQ).
Deadline
Follow Vanderbilt's admission and aid deadlines.
Official page for Opportunity Vanderbilt →

MIT financial aid pledge

Massachusetts Institute of Technology

Who's eligible / income limit
Family income under $200,000.
What it covers
At least full tuition. Under $100,000: parents typically pay nothing toward the full cost.
Deadline
Follow MIT's aid deadlines.
Official page for MIT financial aid pledge →

Harvard College financial aid

Harvard University

Who's eligible / income limit
Family income up to $200,000.
What it covers
At least full tuition. Under $100,000: zero parent contribution.
Deadline
Follow Harvard's aid deadlines.
Official page for Harvard College financial aid →

Penn Quaker Commitment

University of Pennsylvania

Who's eligible / income limit
Family income $200,000 or below with typical assets (Penn's chart: liquid assets of $50,000 or less, no business or farm, and no real estate besides your home).
What it covers
At least full tuition, no loans. Under $75,000: tuition, fees, housing and dining.
Deadline
Follow Penn's aid deadlines.
Official page for Penn Quaker Commitment →

Yale free tuition

Yale University

Who's eligible / income limit
Family income below $200,000 with typical assets (students entering 2026–27 and later).
What it covers
At least full tuition. Under $100,000: tuition, fees, housing, food and travel.
Deadline
Follow Yale's aid deadlines.
Official page for Yale free tuition →

Caltech aid

California Institute of Technology

Who's eligible / income limit
Most families earning under $200,000 with typical assets.
What it covers
Tuition covered. Under $100,000: tuition, fees, housing and food, no loans.
Deadline
Follow Caltech's aid deadlines.
Official page for Caltech aid →

Dartmouth free tuition

Dartmouth College

Who's eligible / income limit
Family income up to $175,000 with typical assets.
What it covers
Full tuition. Under $125,000: no parent contribution expected.
Deadline
Follow Dartmouth's aid deadlines.
Official page for Dartmouth free tuition →

Stanford parent-income thresholds

Stanford University

Who's eligible / income limit
Parent income below $150,000 with typical assets.
What it covers
All tuition covered. Under $100,000: no parent contribution.
Deadline
Follow Stanford's aid deadlines.
Official page for Stanford parent-income thresholds →

Duke Initiative for Students from the Carolinas

Duke University

Who's eligible / income limit
North and South Carolina residents with family income of $150,000 or less.
What it covers
Full tuition grants. $65,000 or less: tuition plus housing, meals and other help, no loans.
Deadline
Follow Duke's aid deadlines.
Official page for Duke Initiative for Students from the Carolinas →

Go Blue Guarantee

University of Michigan

Who's eligible / income limit
Michigan residents with income $125,000 or less and assets under $125,000; high-achieving, full-time.
What it covers
Free tuition at all three U-M campuses.
Deadline
Follow U-M's aid deadlines.
Official page for Go Blue Guarantee →

Texas Advance Commitment

The University of Texas at Austin

Who's eligible / income limit
Texas residents with financial need and family AGI up to $100,000.
What it covers
Tuition covered. (AGI $100,000–$125,000 gets only partial support.)
Deadline
File the FAFSA or TASFA by UT's priority date.
Official page for Texas Advance Commitment →

AccessUVA

University of Virginia

Who's eligible / income limit
Virginia residents with income $100,000 or less and assets under $100,000.
What it covers
At least full tuition and required fees. $50,000 or less: tuition, fees, housing and food.
Deadline
FAFSA and CSS Profile by March 1 each year.
Official page for AccessUVA →

Military and veteran spouses

For spouses

School, training, licenses and jobs. Each card links to the official page, so check who qualifies.

29 programs for military and veteran spouses, checked October 2026

School

Military OneSource

SpouseWorks Scholarship

DoD / Military OneSource

The new name for MyCAA. Money toward a license, certification or associate degree, now open to spouses of every rank.

Who's eligible
Spouses of active-duty, National Guard and Reserve members in the Army, Marine Corps, Navy, Air Force and Space Force on qualifying Title 10 orders. All ranks and pay grades.
What it covers
Up to $4,000 for a license, certification or associate degree, or continuing education to keep a license.
Deadline
Rolling. Apply through your SpouseWorks account.
Provider: Federal law

In-state tuition for spouses of active-duty members

Federal law (Higher Education Act §135, 20 U.S.C. 1015d)

A lower, in-state tuition rate at public colleges in your duty state, and you keep it after a move.

Who's eligible
Spouses of service members on active duty for more than 30 days.
What it covers
Not a cash award. Public colleges must charge you no more than the in-state rate in your state of domicile or the state of the permanent duty station. You keep that rate while you stay enrolled after a PCS.
Deadline
No deadline. It's federal law.
Pat Tillman Foundation

Opens Dec 1

Pat Tillman Scholarship

Pat Tillman Foundation

A competitive scholarship and leadership program for full-time students, including military and surviving spouses.

Who's eligible
Military spouses and surviving spouses (also service members and veterans). You must be enrolled full-time at an accredited U.S. college or university.
What it covers
Award varies. Includes a leadership program.
Deadline
Opens Dec 1 each year. The window can run from November to February.
Provider: Army Emergency Relief

Mrs. Patty Shinseki Spouse Scholarship

Army Emergency Relief

An Army grant for spouses and widows working on their first degree or first technical certification.

Who's eligible
Spouses of Army soldiers who are active duty, retired, medically retired, Grey Area retirees, or AGR and USAR on Title 10 orders. Spouses of soldiers who died on active duty or in retirement also qualify. For a first undergraduate degree or first technical certification.
What it covers
A grant. Award varies each year.
Deadline
Year-round, no deadline. Reapply every year.
Provider: Navy-Marine Corps Relief Society

NMCRS Education Assistance

Navy-Marine Corps Relief Society

Grants and interest-free loans for Navy and Marine Corps spouses. The loans have to be repaid.

Who's eligible
Spouses of active-duty, retired or qualifying deceased Sailors and Marines.
What it covers
Grants of $500–$3,000 per year. Interest-free loans up to $4,000, which must be paid back.
Deadline
Grants: once a year (see official page for dates). Loans: rolling.
Provider: NMFA + UMGC

UMGC–NMFA Military Spouse Scholarship

National Military Family Association + University of Maryland Global Campus

A small award toward your first two classes at UMGC, for spouses just starting a degree there.

Who's eligible
Spouses of active-duty, Reserve or National Guard members who are new or current UMGC students with 0–30 credits, working on a first undergraduate degree at UMGC.
What it covers
Up to $1,500, covering up to two courses (6 credits). UMGC only.
Deadline
See official page.

Training

Provider: Air & Space Forces Aid Society

"Bee" Arnold Spouse Tuition Program

Air & Space Forces Aid Society

Help paying for a short certification or part-time college classes, for Air Force and Space Force spouses.

Who's eligible
Spouses of Air Force and Space Force members on active duty, Title 10 Reserve and Guard on extended active duty, and Title 32 Guard on full-time active duty.
What it covers
Up to $2,500 for 3–12 week certifications or part-time undergraduate study. Recipients can also get an Education Childcare Grant.
Deadline
2026: open from January until funds run out. Once per year.
Hiring Our Heroes

Military Spouse Professional Network (MSPN)

Hiring Our Heroes (U.S. Chamber of Commerce Foundation)

Meet other military spouses in your field, near you or online, for networking and mentoring.

Who's eligible
Military spouses and significant others of people who are serving or have served.
What it covers
A professional community for networking and mentoring, with local and virtual chapters.
Deadline
Ongoing.
Hiring Our Heroes

Hiring Our Heroes Amplify

Hiring Our Heroes

Free two-day workshops on resumes, interviews and networking for military spouses.

Who's eligible
Military spouses as HOH defines them, including active-duty, veteran, Guard/Reserve and Gold Star spouses, domestic partners and caregivers. You register, send a resume and wait for confirmation.
What it covers
Free two-day workshops, virtual or in person, to build your resume, practice interviews and prepare for networking and salary talks. Travel and lodging aren't confirmed as covered.
Deadline
Dates are on the HOH event calendar. Space is limited.
  • Cost: Free training
  • Format: Hybrid
  • Who qualifies: Spouses
Hiring Our Heroes

Military Spouse Fellowship Pathways Career Accelerator

Hiring Our Heroes

A paid 12-week fellowship with a host employer for career-ready military spouses.

Who's eligible
Career-ready spouses of Army, Marine Corps, Navy, Air Force and Space Force members, including active duty, Guard and Reserve.
What it covers
A paid 12-week full-time fellowship with a host employer. Taking part is free.
Deadline
Rolling. Apply through the official page.
  • Cost: Employer-funded
  • Format: Hybrid
  • Who qualifies: Spouses
  • Applications: Rolling
Syracuse University IVMF

Onward to Opportunity (O2O)

Syracuse University IVMF

Free career training and certification prep, with a track for spouses.

Who's eligible
Spouses of active-duty members, eligible veterans and currently serving Guard or Reserve members.
What it covers
Free career training and certification prep. Exam fees are covered only for participants who are unemployed.
Deadline
Rolling. The enrollment team sets your cohort.
  • Cost: Free training
  • Format: Online or in person
  • Who qualifies: Vets · Service members · Spouses
  • Applications: Rolling
Microsoft

MSSA–Military Spouse

Microsoft Military Affairs

Free Microsoft training for server and cloud admin jobs, for military spouses.

Who's eligible
Spouses of active-duty U.S. service members or veterans. Microsoft full-time employees can't apply.
What it covers
A free 20-week live virtual cohort in server and cloud administration, with career coaching and access to employer partners.
Deadline
Closed right now. See the official page for the next application window.
  • Cost: Free training
  • Format: Online
  • Who qualifies: Service members · Spouses

License help

Provider: U.S. Department of Justice

Federal license portability for military spouses

U.S. Department of Justice (enforces); federal law (SCRA, 50 U.S.C. 4025a)

Moving on orders? Federal law lets you keep using your professional license in your new state.

Who's eligible
Service members and their spouses who have a covered license, move to another state because of military orders, and apply to the licensing office in the new state.
What it covers
Lets you keep using your professional license in the new state. The state may run a background check. Licensure compacts take priority where they exist.
Deadline
Ongoing. The updated law took effect Dec 23, 2024.
Military OneSource

Interstate occupational licensure compacts

States / DoD Defense-State Liaison Office

Check whether your job is part of a state compact, so your license can count in other member states.

Who's eligible
Spouses with a license in a job covered by a compact. Agreements between states let your qualifications be recognized in member states.
What it covers
Varies by compact. Some charge fees.
Deadline
Ongoing.
Provider: Each military service

Spouse relicensing and business-cost reimbursement

Each military service (Army page shown)

After a move across state lines, your service member can be paid back for your relicensing and business costs.

Who's eligible
Service members whose spouse has relicensing, certification or business costs after a PCS move across state lines. Army, Navy and Marine Corps; other services, check with your branch.
What it covers
Up to $1,000 for relicensing plus up to $1,000 for business costs per PCS. The money is paid to the service member.
Deadline
See official page.

Jobs

Military OneSource

SpouseWorks career coaching

DoD / Military OneSource

The new name for SECO. Talk with a trained career coach about school and work goals.

Who's eligible
Military spouses and survivors. See official page for who qualifies.
What it covers
Career coaches help you set and pursue education and career goals. Call 800-342-9647.
Deadline
Ongoing. Schedule a session 24/7.
U.S. Department of Labor

Employment Navigator & Partnership Program (ENPP)

U.S. Department of Labor VETS

One-on-one career help for you while your service member gets ready to leave the military.

Who's eligible
Spouses of transitioning service members who are within two years of retirement or 365 days of separation, through TAP at a listed location (in person or virtual).
What it covers
One-on-one career coaching.
Deadline
Ongoing, during the transition window.
Military OneSource

Military Spouse Employment Partnership (MSEP)

DoD (SpouseWorks)

A DoD job board full of employers who have promised to hire and promote military spouses.

Who's eligible
Military spouses.
What it covers
A job board that connects you with hundreds of employers who have committed to recruit, hire, promote and keep military spouses. Partner employers may not charge spouses fees.
Deadline
Ongoing.
Military OneSource

DoD Military Spouse Preference (Priority Placement Program)

Department of Defense

After a PCS, you get priority for DoD civilian jobs near your new duty station.

Who's eligible
Spouses who move with an active-duty member on PCS orders and were married before the member's reporting date at the new duty station.
What it covers
Priority for DoD civilian jobs near the new duty station, and NAF jobs at NF-3 and below.
Deadline
You can apply about 30 days before the reporting date. It lasts until you accept or decline a permanent job (each PCS).
U.S. Office of Personnel Management

Military Spouse Noncompetitive Appointing Authority

OPM (all federal agencies)

A faster way into federal jobs for military spouses and surviving spouses.

Who's eligible
Spouses of active-duty members, spouses of 100% disabled members injured on active duty, and widows or widowers (not remarried) of members killed on active duty.
What it covers
Federal agencies may hire you without the usual competition. It's up to the agency, not guaranteed.
Deadline
Ongoing. Unlimited permanent appointments through Dec 31, 2028. From Jan 1, 2029, one per PCS, tied to PCS orders.
Surviving spouses and spouses of disabled veterans

For spouses of service members who died, and in some programs, spouses of members with a severe service-connected disability.

Provider: Folds of Honor

Feb 1–Mar 31

Folds of Honor Higher Education Scholarship

Folds of Honor

Need-based college help for spouses of fallen or disabled service members.

Who's eligible
Spouses (and children) of U.S. service members who died or were disabled.
What it covers
Need-based. Up to $5,000 per school year, with no more than $2,500 per term. You need a 2.0 term GPA.
Deadline
Feb 1–Mar 31 each year.
Provider: Folded Flag Foundation

Folded Flag Foundation scholarships

Folded Flag Foundation

A foundation scholarship for spouses of the fallen that can cover school, living costs and child care.

Who's eligible
Spouses of any age of fallen service members. Remarried spouses can still apply. College applicants are asked for a VA education eligibility letter (Chapter 33 or 35).
What it covers
Based on your costs: up to $7,500 a year (fall and spring) and $5,000 for summer, with an $80,000 lifetime max. Can cover tuition, books, living costs and child care.
Deadline
Closed for 2026–2027. See official page for the next window.
Hope For The Warriors

Mar 1–Apr 30

Hope For The Warriors Military Spouse & Caregiver Scholarships

Hope For The Warriors

Scholarships for spouses and caregivers of wounded post-9/11 veterans, and for spouses of the fallen.

Who's eligible
Spouses or caregivers of post-9/11 service members or veterans with a combat-related injury and/or a 100% permanent and total VA disability rating (including IU). A 'Restoring Family' track serves spouses of the fallen.
What it covers
Paid to your school for tuition, books and supplies. Award varies.
Deadline
Fall cycle Mar 1–Apr 30. Spring cycle Aug 1–Sep 30. You need an intake referral first.
Virginia Department of Veterans Services

Next target Nov 1

Virginia Military Survivors & Dependents Education Program (VMSDEP)

Virginia Dept. of Veterans Services

Virginia waives tuition and mandatory fees at its public colleges for spouses of fallen or severely disabled veterans.

Who's eligible
Current spouses of veterans rated totally and permanently disabled or at least 90% disabled from service (Tier 1), or of members killed, MIA, POW or 90%+ from combat (Tier 2). You must be admitted to a Virginia public college. The veteran must meet a 5-year Virginia domicile rule.
What it covers
Waives all tuition and mandatory fees for eight semesters at a Virginia public college or university. Tier 2 also gets a stipend.
Deadline
Target dates: Jul 1 (fall), Nov 1 (spring), Apr 1 (summer).
Provider: NYS HESC

New York MERIT Scholarship

NY Higher Education Services Corp.

New York helps pay college costs for spouses of service members who died or were severely disabled.

Who's eligible
Spouses of service members who served while New York residents and died, went missing in action, or became severely and permanently disabled. Full-time students (12+ credits).
What it covers
Up to the cost of attendance, capped at the SUNY average. No income limits.
Deadline
Open year-round. File the FAFSA and TAP each year.
Maryland Higher Education Commission

By Jul 15

Maryland Edward T. and Mary A. Conroy Memorial Scholarship

Maryland Higher Education Commission

Maryland help with tuition and fees for unremarried surviving spouses of 100% disabled service members.

Who's eligible
Surviving spouses (not remarried) of service members who had a service-connected 100% permanent disability. Maryland residency required.
What it covers
Up to tuition and fees at the most expensive University System of Maryland 4-year school. The max award for 2025-2026 is $13,689. Depends on available funds.
Deadline
Apply to your school by Jul 15 each year.
Wisconsin Department of Veterans Affairs

Wisconsin GI Bill

Wisconsin Dept. of Veterans Affairs (state benefit)

A Wisconsin state benefit that covers tuition and fees at state schools for spouses of disabled or fallen veterans.

Who's eligible
Spouses of veterans who entered service as Wisconsin residents (or lived in Wisconsin three years in a row) and have at least a 30% service-connected disability rating, or who died in service or from service-connected causes. You must meet the school's residency rules for tuition.
What it covers
A state tuition remission: full tuition and segregated fees for up to eight semesters or 128 credits at UW System and WTCS schools.
Deadline
Apply through MyWisVets before the term starts.
U.S. Office of Personnel Management

Derived veterans' preference

OPM

If your veteran can't use their federal hiring preference, you may be able to claim it.

Who's eligible
Spouses and widows or widowers of veterans, when the veteran can't use their own preference. The rules are narrow, so check the official page.
What it covers
10-point (XP) preference when you apply for federal jobs.
Deadline
Ongoing.

For other help, such as federal Pell Grants, file the FAFSA.

Skills for Vets is not affiliated with any program listed here. Listing a program doesn't mean you qualify or will get an award. Found a broken link or outdated detail? Email info@skillsforvets.org.